Connecticut Condo insurance coverage

Condo Insurance

Are you indecisive about whether you should purchase condo insurance? Do a walk-through of your condo and begin adding up the costs of all your valuables and furniture, including your couches, televisions, and clothing. Did you know that if you were to lose your items following a fire or theft, you would have to replace all these items on your own? Would you be able to afford it?

We specialize in providing customers with condo insurance policies that fit their needs here at Vanacore Insurance Group LLC in Connecticut. We want to help you by giving you peace of mind.

Condo Insurance Requirements

Connecticut doesn't require condo owners to purchase condo insurance. Yet, your lender can require you to purchase a certain amount of coverage.

Condo Insurance Coverage

Here are several standard coverage options that are offered to you to protect your condo:

  • Personal liability- If a guest is injured while visiting your condo, this will cover your legal fees and the visitor's medical expenses. This only applies if you are liable for your guest's injuries.
  • Guest medical coverage - Guests injured while in your home are covered under this policy. Their medical costs are covered even if you are not liable for the accident.
  • Personal property - All of your personal items, including furniture, appliances, electronics, and clothing, fall under this policy. You can get assistance replacing or repairing them if they are damaged or stolen.
  • Loss assessment - If your condo association issues a special assessment, this can help cover your portion, depending on the circumstances. For instance, if a fire causes damage to a common area in the building, this can assist you by covering your portion of the bill.

Get a Quote from Vanacore Insurance Group

If you're ready to receive a condo insurance quote, please call us here at Vanacore Insurance Group LLC. We serve all residents in Connecticut.